Send the invoice.

Get the Payment.

Skip the chaos.

Verified account
Invoice
INV-1042
Paid
Total due $2,480.00
ACH + Card accepted

On your dashboard —

Tracked live
Total Revenue
Always current
Active Customers
Paid vs. pending
Invoice Status
Card & ACH split
Payment Methods

On your dashboard —

Tracked live
Total Revenue
Always current
Active Customers
Paid vs. pending
Invoice Status
Card & ACH split
Payment Methods

Three steps. One platform.

What’s a merchant account?
It’s the special bank account behind the scenes that lets your business accept credit cards, debit cards, and other electronic payments.

Always know where you stand
Every invoice is tracked as paid, pending, or overdue the moment it changes.

They’ll never miss one.
An invoice notification email goes out the moment a bill is ready.

Start in seconds,
grow without limits

No credit card required
Bank-grade AES-256 encryption
Start sending invoices immediately
Verify your business in under 10 minutes
1

Create Account

Name, email & password
2

Verify your Email

Click the link we send you
3

Business Details

Legal name, type & tax ID
4

Choose your Pricing Plan

Select a pricing structure
5

Personal Details

Identity & residency info
6

Choose Payment Gateway

Select MerkPay or Fortis
7

Sign In securely

Confirm your credentials
8

Payout Setup

Bank account to receive funds
BillWare Dashboard

THE DASHBOARD

One screen, the whole business

Every merchant gets a live, at-a-glance view of revenue, customers, invoices, and payments together. No spreadsheet required.

Dashboard Verified account
$48,210
Total Revenue
6
Pending & Overdue
126
Active Customers
18
Total Products

Revenue Trend

7 days
Jun 11Jun 13Jun 15Today

Invoice Status

26 total
26TOTAL
  • Paid  14
  • Pending  12
Credit Card$31,460
ACH Transfer$16,750

Recent Invoices

View all
InvoiceCustomerAmountStatus
INV-1042Aria Studio$2,480
INV-1041Nova Print Co.$960Pending
INV-1040Lighthouse Consulting$1,150

Quick Actions

Process Payment
Create Invoice
Add Customer
View Products

Recent Payments

View all
  • Aria Studio txn_8841$2,480.00
  • Lighthouse Consulting txn_8839$1,150.00
  • Surya Imports txn_8836$640.00

Payment Summary

This month
Succeeded$37,600
Pending$6,740
Failed$3,870

Illustrative dashboard, shown with sample data.

Payment methods

See revenue broken down by credit card and ACH transfer.

Recent invoices

Invoice number, customer, amount, due date and status at a glance.

Revenue trends

Track how collections are moving day over day.

Recent payments

Transaction ID, customer, amount, date and status, logged automatically.

Verification isn't an afterthought

The moment an invoice is ready, your customer gets a notification by email. From there, they log in to a secure portal built just for them, no account-juggling, no confusion about what’s owed.

Automatic invoice emails

Customers are notified the moment a new invoice is ready for them.

Pay by card or ACH

View and pay invoices instantly with secure card or bank transfer.

A full payment history

Every past invoice and payment lives in one place customers can revisit anytime.
ACH DEBIT
USD
0% + $0.25 /txn
Rates as of June 23rd
Transaction fee $0.25
Return fee $2.50
Monthly fee Free
Monthly minimum fee None
Payment method type Ach_debit
CARD
USD
2.90% + $0.30 /txn
Rates as of June 23rd
Transaction fee $0.30
Chargeback $10
Reversal $10
Retrieval $10
Monthly fee Free
Monthly minimum fee None
Bank account change fee $5.00
Card update fee $0.00
Card type markup rates 11 card types
Amex 3.1%
Diners Club 2.9%
Discover 2.9%
JCB 2.9%
Maestro 2.9%
Mastercard 2.9%
Solo 2.9%
Visa 2.9%
Visa Debit 2.9%
Visa Electron 2.9%
Interac 2.9%
Payment method type Card
Amex direct processing No